[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cideas.cz\/skryte-vady-ohrozuji-vase-finance\/#Article","mainEntityOfPage":"https:\/\/www.cideas.cz\/skryte-vady-ohrozuji-vase-finance\/","headline":"Skryt\u00e9 vady ohro\u017euj\u00ed va\u0161e finance","name":"Skryt\u00e9 vady ohro\u017euj\u00ed va\u0161e finance","description":"P\u0159i pl\u00e1novan\u00e9 koupi nemovitosti se dnes mnoz\u00ed rad\u00ed s\u00a0 finan\u010dn\u00edm poradcem. A to z\u00a0toho d\u016fvodu, […]","datePublished":"2019-07-25","dateModified":"2019-07-25","author":{"@type":"Person","@id":"https:\/\/www.cideas.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cideas.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cideas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cideas.cz\/wp-content\/uploads\/img_a349740_w1716_t1564833931.jpg","url":"https:\/\/www.cideas.cz\/wp-content\/uploads\/img_a349740_w1716_t1564833931.jpg","height":0,"width":0},"url":"https:\/\/www.cideas.cz\/skryte-vady-ohrozuji-vase-finance\/","wordCount":424,"articleBody":"P\u0159i pl\u00e1novan\u00e9 koupi nemovitosti se dnes mnoz\u00ed rad\u00ed s\u00a0 finan\u010dn\u00edm poradcem. A to z\u00a0toho d\u016fvodu, \u017ee p\u0159i vybavov\u00e1n\u00ed hypote\u010dn\u00edho \u00fav\u011bru jsou d\u016fle\u017eit\u00e9 nejenom dobr\u00e9 kontakty a kompletn\u00ed, dobr\u00e1 znalost nab\u00eddek bankovn\u00edch hypot\u00e9k. A budete m\u00edt s\u00a0poradcem mnohem m\u00e9n\u011b starost\u00ed.Dnes na hypote\u010dn\u00ed \u00fav\u011br mnoz\u00ed nedos\u00e1hnou, proto\u017ee podm\u00ednky na jeho z\u00edsk\u00e1n\u00ed jsou p\u0159\u00edsn\u011bj\u0161\u00ed. \u00a0Nav\u00edc, mlad\u00ed lid\u00e9 v\u00a0p\u0159ev\u00e1\u017en\u00e9 v\u011bt\u0161in\u011b nemaj\u00ed na\u0161et\u0159enou \u010d\u00e1stku, kterou banky vy\u017eaduj\u00ed. Je to minim\u00e1ln\u011b 20% z\u00a0po\u017eadovan\u00e9ho \u00fav\u011bru. U n\u011bkter\u00e9 banky to m\u016f\u017ee b\u00fdt i m\u00e9n\u011b. Ale v\u0161e je o jedn\u00e1n\u00ed s\u00a0bankou. Nejenom dohoda na v\u00fd\u0161ce \u00faroku a v\u00fd\u0161ce fixace. Ka\u017ed\u00e1 banka posuzuje ka\u017ed\u00e9ho \u017eadatele individu\u00e1ln\u011b.Koup\u011b jak\u00e9koliv nemovitosti vy\u017eaduje trp\u011blivost. A b\u00fdt p\u0159i t\u00e9to koupi velmi obez\u0159etn\u00fd. Zvl\u00e1\u0161\u0165, pokud si budete po\u0159izovat star\u0161\u00ed nemovitost nebo byt.V\u00a0kr\u00e1tkosti v\u00e1s sezn\u00e1m\u00edme, co na\u0159izuje z\u00e1kon pro prod\u00e1vaj\u00edc\u00edho a kupuj\u00edc\u00edho nemovitosti (d\u016fm, byt, pozemek):\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 P\u0159ed podpisem smlouvyprod\u00e1vaj\u00edc\u00ed je povinn\u00fd upozornit na v\u0161echny nedostatky a vady, kter\u00e9 pozn\u00e1.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kupuj\u00edc\u00ed se zavazuje, \u017ee odevzd\u00e1 nemovitost s\u00a0t\u00edm, \u017ee mu umo\u017en\u00ed k\u00a0n\u00ed nab\u00fdt vlastnick\u00e9 pr\u00e1vo. Kupuj\u00edc\u00ed zaplat\u00ed cenu a p\u0159eb\u00edr\u00e1 nemovitost. M\u016f\u017ee se ale st\u00e1t, \u017ee kupuj\u00edc\u00ed si vyhrad\u00ed vlastnick\u00e9 pr\u00e1vo do doby, ne\u017e ji kupuj\u00edc\u00ed celkem zaplat\u00ed. \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Nezapome\u0148te, \u017ee stavba je sou\u010d\u00e1st\u00ed pozemku, ale aby mohlo b\u00fdt toto spojeno v\u00a0jednu nemovitost, mus\u00ed toto vlastnictv\u00ed m\u00edt jen jeden vlastn\u00edk.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kdy\u017e se na nemovitosti vyskytnou skryt\u00e9 vady, kupuj\u00edc\u00ed je toto povinn\u00fd ozn\u00e1mil do p\u011bti let, aby v\u00a0p\u0159\u00edpad\u011b soudn\u00edho sporu usp\u011bl.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kupn\u00ed smlouva a smlouva k\u00a0v\u011bcn\u00e9mu pr\u00e1vu mus\u00ed b\u00fdt p\u00edsemn\u00e1. P\u0159evod vznikne a\u017e z\u00e1pisem do katastru nemovitosti.I kdy\u017e v\u00a0sou\u010dasnosti r\u016fst cen u nemovitost\u00ed trochu kles\u00e1, je i tak cena velmi vysok\u00e1. Zvl\u00e1\u0161\u0165 v\u00a0Praze a okol\u00ed se pohybuje pr\u016fm\u011brn\u00e1 cena nemovitost\u00ed p\u0159ibli\u017en\u011b okolo 57\u00a0000,- K\u010d\/m\u00b2, v\u00a0Brn\u011b, Hradci Kr\u00e1lov\u00e9 a bohu\u017eel i v ostatn\u00edch na\u0161ich velk\u00fdch m\u011bstech se ceny pohybuj\u00ed od 35\u00a0000,-K\u010d do 48\u00a0000,- K\u010d za m\u00b2. A to je opravdu hodn\u011b.                                                                                                                                                                                                                                                                                                                                                                                                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