[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cideas.cz\/investuji-cesi\/#Article","mainEntityOfPage":"https:\/\/www.cideas.cz\/investuji-cesi\/","headline":"Investuj\u00ed \u010ce\u0161i?","name":"Investuj\u00ed \u010ce\u0161i?","description":"Historie \u010desk\u00e9ho investi\u010dn\u00edho trhu je mnohem krat\u0161\u00ed ne\u017e u na\u0161ich z\u00e1padn\u00edch soused\u016f. P\u0159irozen\u00fd v\u00fdvoj kapit\u00e1lov\u00e9ho […]","datePublished":"2019-12-10","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.cideas.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cideas.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cideas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cideas.cz\/wp-content\/uploads\/img_a364597_w4351_t1577290548.jpg","url":"https:\/\/www.cideas.cz\/wp-content\/uploads\/img_a364597_w4351_t1577290548.jpg","height":0,"width":0},"url":"https:\/\/www.cideas.cz\/investuji-cesi\/","about":["Finance"],"wordCount":390,"articleBody":"Historie \u010desk\u00e9ho investi\u010dn\u00edho trhu je mnohem krat\u0161\u00ed ne\u017e u na\u0161ich z\u00e1padn\u00edch soused\u016f. P\u0159irozen\u00fd v\u00fdvoj kapit\u00e1lov\u00e9ho trhu je z\u00e1sadn\u00edm zp\u016fsobem poznamen\u00e1n des\u00edtkami let socialistick\u00e9ho re\u017eimu a pozd\u011bj\u0161\u00edm po\u010d\u00e1tkem burzy a obchodov\u00e1n\u00ed s\u00a0cenn\u00fdmi pap\u00edry. Nav\u00edc z\u00a0po\u010d\u00e1te\u010dn\u00ed mo\u017enosti investovat v\u00a0r\u00e1mci kup\u00f3nov\u00e9 privatizace m\u00e1 mnoho lid\u00ed \u0161patnou zku\u0161enost, s\u00a0mnoh\u00fdmi investi\u010dn\u00edmi fondy tak\u00e9.Nejobl\u00edben\u011bj\u0161\u00ed je u n\u00e1s stavebn\u00ed spo\u0159en\u00ed, p\u0159ipad\u00e1 na n\u011bj v\u00edce ne\u017e deset procent celkov\u00fdch \u00faspor. Velmi vyu\u017e\u00edvan\u00fdm je penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed, to m\u00e1 v\u0161ak svoje limity dan\u00e9 skladbou a velikost\u00ed populace. Jeho p\u0159ita\u017elivost je d\u00e1na hlavn\u011b da\u0148ov\u00fdmi \u00falevami a p\u0159\u00edsp\u011bvky od zam\u011bstnavatele.Naproti tomu v\u00a0investorsky rozvinut\u00e9 Francii nebo Velk\u00e9 Brit\u00e1nii jsou lid\u00e9 zvykl\u00ed vyu\u017e\u00edvat mnohem \u0161ir\u0161\u00ed portfolio investi\u010dn\u00edch produkt\u016f, investuj\u00ed do dluhopis\u016f, do akci\u00ed i pod\u00edlov\u00fdch fond\u016f.\u010cesk\u00fd investor se p\u0159\u00edli\u0161 od investora v\u00a0investorsky vysp\u011bl\u00fdch zem\u00edch neli\u0161\u00ed, v\u011bt\u0161inou je to mu\u017e ve v\u011bku 35 a\u017e 50 let. Lze tedy p\u0159edpokl\u00e1dat, \u017ee d\u016fvodem averze jsou sp\u00ed\u0161e jin\u00e9 d\u016fvody, od \u0161patn\u00e9 historick\u00e9 zku\u0161enosti a\u017e po finan\u010dn\u00ed negramotnost.V\u00a0nejbli\u017e\u0161\u00ed dob\u011b sice na\u0161e z\u00e1padn\u00ed sousedy nedo\u017eeneme, ale zd\u00e1 se, \u017ee velmi n\u00edzk\u00e9 \u00farokov\u00e9 sazby a demografick\u00e1 progn\u00f3za mlad\u0161\u00ed generace k\u00a0investov\u00e1n\u00ed p\u0159ece jen p\u0159ivede.Zv\u00fd\u0161en\u00fd z\u00e1jem o investov\u00e1n\u00ed je zaznamen\u00e1n p\u0159edev\u0161\u00edm u t\u0159ic\u00e1tn\u00edk\u016f, kdy z\u00e1jem projevuj\u00ed t\u0159i \u010dtvrtiny z\u00a0nich a t\u00e9m\u011b\u0159 polovina z\u00a0nich re\u00e1ln\u011b investuje. \u00a0Modern\u00ed technologie tomu napom\u00e1haj\u00ed, d\u00edky r\u016fzn\u00fdm aplikac\u00edm a soci\u00e1ln\u00edm s\u00edt\u00edm maj\u00ed lid\u00e9 p\u0159\u00edstup k\u00a0aktu\u00e1ln\u00edm informac\u00edm a mohou sledovat d\u011bn\u00ed na trz\u00edch.V\u017edy je ov\u0161em pot\u0159eba b\u00fdt opatrn\u00fd, investovat pouze u instituce, u kter\u00e9 prov\u00e1d\u00ed dohled a regulaci \u010cesk\u00e1 n\u00e1rodn\u00ed banka. Zvl\u00e1\u0161t\u011b d\u016fle\u017eit\u00e9 je neakceptovat podvodn\u00e9 nab\u00eddky se slibovan\u00fdm vysok\u00fdm v\u00fdnosem, kter\u00e9 nepodl\u00e9haj\u00ed \u017e\u00e1dn\u00e9mu dohledu ani regulaci.                                                                                                                                                                                                                                                                                                                                                                                        4.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Investuj\u00ed \u010ce\u0161i?","item":"https:\/\/www.cideas.cz\/investuji-cesi\/#breadcrumbitem"}]}]